HR 10515118th Congress✓ Plain English Available

American Relief Act, 2025

Rep. Cole, Tom [R-OK-4] (R-OK)
Introduced 12/19/2024
Economics and Public Finance

📝 TL;DR

This $100+ billion emergency spending bill extends government funding through March 2025 while providing massive disaster relief for 2023-2024 natural disasters, including $30+ billion for agricultural losses, $29 billion for FEMA, billions for military repairs, and extensions of expiring health programs. All emergency spending is exempt from budget caps and adds to the federal deficit.

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Plain English Summary

The American Relief Act, 2025 (HR 10515) is a comprehensive emergency appropriations and continuing resolution bill that serves three primary functions: extending government funding through March 14, 2025, providing substantial disaster relief for natural disasters that occurred in 2023-2024, and extending various health and social programs. Introduced on December 19, 2024, this legislation represents a typical end-of-year omnibus package combining urgent government operations funding with emergency disaster response. The bill is structured in five divisions covering continuing appropriations, disaster relief, health program extensions, agricultural program extensions, and other miscellaneous provisions including cybersecurity measures and debt limit extensions. The timing and scope suggest this was designed as a stopgap measure to prevent government shutdown while addressing pressing disaster recovery needs and program expirations.

Detailed Analysis

The bill's structure reflects the complex nature of modern congressional appropriations, combining immediate operational needs with emergency response funding. Division A extends current government funding levels through March 14, 2025, while making specific adjustments for critical programs like District of Columbia inauguration security ($90 million) and defense shipbuilding programs (over $8 billion in additional submarine funding). The continuing resolution mechanism maintains existing spending levels while allowing targeted increases for specific priorities, demonstrating how Congress addresses urgent needs within broader funding constraints. Division B represents the bill's largest component, appropriating approximately $100 billion in disaster relief across multiple agencies. This includes $30.78 billion for agricultural disaster assistance, $29 billion for FEMA's Disaster Relief Fund, and billions more for infrastructure repair across Defense, Commerce, and Interior departments. The disaster relief provisions are carefully targeted to specific events like Hurricanes Helene, Milton, and Typhoon Mawar, with detailed requirements for spending plans and quarterly reporting to ensure accountability. Division C extends numerous health programs including community health centers, Medicare provisions, and Medicaid adjustments, representing about $10+ billion in program continuations. These extensions typically run for 1-2 years and include both funding increases and program modifications. The bill employs emergency designation language throughout, exempting these expenditures from budget caps under the Balanced Budget and Emergency Deficit Control Act, which is standard practice for disaster relief but represents significant additional federal spending beyond normal budget constraints.

🎯 Key Provisions

1

Government Funding Extension: Extends current government funding levels through March 14, 2025, preventing a government shutdown. Includes specific increases for inauguration security and defense programs. (Division A, Section 1: 'by striking the date specified in section(3) and inserting March 14, 2025')

2

Agricultural Disaster Relief: Provides $30.78 billion for crop, livestock, and timber losses from droughts, wildfires, hurricanes, and other disasters in 2023-2024. Includes specific provisions for livestock assistance and block grants to states. (Title I, Office of the Secretary: '$30,780,000,000, to remain available until expended, for necessary expenses related to losses of revenue, quality or production of crops...as a consequence of droughts, wildfires, hurricanes, floods, derechos, excessive heat, tornadoes, winter storms, freeze')

3

FEMA Disaster Relief Fund: Appropriates $29 billion for major disaster declarations under the Stafford Act, with $28 billion specifically for declared disasters and oversight funding for the Inspector General. (Title VI, Disaster Relief Fund: '$29,000,000,000, to remain available until expended, of which $28,000,000,000 shall be for major disasters declared pursuant to the Robert T. Stafford Disaster Relief and Emergency Assistance Act')

4

Defense Infrastructure Recovery: Allocates approximately $3.3 billion across military branches for repairs and operations related to Hurricane and Typhoon damage in 2023-2024, with funds available through 2025-2027. (Title III, Operation and Maintenance, Navy: '$1,454,153,000, to remain available until September 30, 2025, for necessary expenses related to the consequences of Hurricanes Ian, Nicole, Idalia, Helene, and Milton, Typhoon Mawar')

5

Economic Assistance for Agricultural Producers: Creates a new economic assistance program providing payments to producers when expected costs exceed returns for 2024 crop year, with payment rates of 26% of economic loss up to specific limits. (Section 102(a)(4): 'The amount of an economic assistance payment to a producer for an eligible commodity under paragraph (1) shall be equal to 26 percent of the product obtained by multiplying...the economic loss for that eligible commodity')

6

Corps of Engineers Emergency Construction: Provides $700 million for emergency repairs to Corps projects and flood reduction construction, including $300 million for continuing existing disaster-funded projects with binding agreements already in place. (Title IV, Construction: '$700,000,000, to remain available until expended, for necessary expenses to address emergency situations at Corps of Engineers projects, construct Corps of Engineers projects, and rehabilitate and repair damages caused by natural disasters')

👥 Impact Analysis

Direct Effects If enacted, this bill would immediately prevent a government shutdown by extending funding through March 14, 2025, providing operational continuity for all federal agencies. The disaster relief provisions would inject approximately $100 billion into recovery efforts across affected regions, with significant impacts on agricultural communities, military installations, and civilian infrastructure. Agricultural producers in disaster-affected areas would receive both direct payments for 2024 crop losses and assistance for physical damages, potentially providing crucial financial lifelines to farming operations. Military readiness would be restored through facility repairs and equipment replacement, particularly for installations affected by recent hurricanes and typhoons. The bill would also extend critical health programs including community health centers serving millions of Americans, Medicare payment adjustments for rural hospitals, and various public health initiatives, preventing service disruptions that could affect vulnerable populations.

Indirect Effects The emergency spending designations exempt this legislation from budget caps, adding to the federal deficit without triggering automatic spending cuts elsewhere. This could influence future budget negotiations and deficit reduction efforts. The agricultural assistance may affect crop insurance participation rates and farming decisions for future planting seasons. The extension of health programs through 2025-2026 provides stability for healthcare providers but continues the pattern of temporary extensions rather than permanent program authorization. The infrastructure investments, while addressing immediate disaster recovery, may create expectations for similar federal response to future natural disasters. The bill's passage could also set precedents for combining continuing resolutions with substantial emergency spending packages.

Affected Groups - Agricultural producers and farming communities - Military personnel and defense contractors - Healthcare providers and patients in underserved areas - Disaster-affected communities and local governments - Federal employees and contractors - Small businesses seeking disaster loans

Fiscal Impact The bill includes approximately $100 billion in new emergency appropriations, designated as emergency requirements exempt from budget caps under the Balanced Budget and Emergency Deficit Control Act. Major components include $30.78 billion for agricultural disaster assistance, $29 billion for FEMA disaster relief, over $8 billion for defense submarine programs, $3+ billion for military disaster recovery, and billions more across civilian agencies. The continuing resolution portion maintains existing spending levels through March 2025 with targeted increases. All emergency spending is deficit-financed with no offsetting cuts or revenue increases specified. The bill also includes a temporary debt limit extension to accommodate this spending, though the specific terms are not detailed in the provided text. Administrative costs are generally capped at 3-5% of program funding, with specific oversight funding provided to Inspectors General across multiple agencies.

📋 Latest Action

12/19/2024

On motion to suspend the rules and pass the bill Failed by the Yeas and Nays: (2/3 required): 174 - 235, 1 Present (Roll no. 516).

🔗 Official Sources